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Investment Calculator - Investment Growth

Calculate investment returns, compound growth, future value of regular contributions, and CAGR. Finance calculator for retirement planning, savings goals, portfolio growth analysis, and ROI computation. Supports monthly, quarterly, and annual compounding periods.

Future Value with Contributions

FV = PV(1+r)ⁿ + PMT × (((1+r)ⁿ - 1) / r)

Variables:

  • FVFuture Value
    Future Value
  • PVInitial Investment (Present Value)
    Initial Investment (Present Value)
  • PMTPeriodic contribution
    Periodic contribution
  • rAnnual return (decimal)
    Annual return (decimal)
  • nNumber of periods (years)
    Number of periods (years)

How to Use

  1. 1

    Enter Initial Amount

    Enter your initial investment capital.

  2. 2

    Enter Contributions

    Enter periodic contributions (monthly/annual).

  3. 3

    Enter Return & Time

    Enter annual return rate and time period.

  4. 4

    Calculate

    Get future investment value.

Examples

10-Year Investment

Problem:

PV=$100,000, PMT=$1,000/month, r=10%, n=10 years. FV?

Solution:
  1. 1.FV = 100,000(1.1)¹⁰ + 12,000 × (((1.1)¹⁰ - 1) / 0.1)
  2. 2.FV ≈ $2.1 million
Result:FV ≈ $2.1 million

Investment grows from $100,000 to $2.1 million in 10 years.

Frequently Asked Questions

Is 10% return realistic?
Major stock indices average 10–12% long-term, but with fluctuations.
Compound vs Simple?
Compound interest earns interest on interest, growing faster.

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References